The San Francisco 49ers take on the Philadelphia Eagles in a rematch of the 2023 NFC Championship Game. That one was a blowout, largely because Brock Purdy went down early with an injury. The latest 49ers vs Eagles odds suggest this one will be a lot closer. Philadelphia is a 4.5-point home favorite, and you can bet those odds using a bet365 bonus code.
Below, the RotoWire staff will give you our expert 49ers vs Eagles predictions, including everything you need to know about the spread, over/under, and more.
49ers vs Eagles Odds: Wild Card Round
All odds in the table below are sourced from BetMGM. Use a BetMGM Bonus Code to juice up your bets. Note that odds may have moved after this article was published.
| Matchup: | San Francisco 49ers vs. Philadelphia Eagles |
| Point Spread: | 49ers +4.5 | Eagles -4.5 |
| Moneyline: | 49ers +188 | Eagles -225 |
| Over/Under: | 44.5 |
| Date: | Sunday, January 11th, 2026 – 4:30 p.m. ET |
| Location: | Lincoln Financial Field, Philadelphia, PA |
49ers vs Eagles Prediction
This is a classic unstoppable force meets an unmovable object game. The 49ers have one of the best offenses in football, but they might struggle to move the rock on the star-studded Eagles' defense. The other side of the ball paints a very different picture.
San Francisco's defense has been ravaged by injuries. That unit has been one of the worst in the league, ranking as a bottom-10 defense in EPA per play. Without Nick Bosa, the 49ers have a non-existent pass-rush. Their 20-sack season is the worst season-long sack total since the 2022 Bears, who finished with the No. 1 pick in the NFL Draft that year. On paper, Philadelphia's roster should dominate this game. But football isn't played on paper. The loaded Eagles lineup hasn't lived up to potential this season. Philadelphia was just the 19th-best scoring offense in the NFL and ranked 17th in offensive EPA per play.
Even so, I'm rolling with Philadelphia. The defense is such that the 49ers' offense has to be firing on all cylinders for this team to win in the postseason. I don't see that happening on Sunday. I'm not expecting fireworks from the Eagles' offense, but they should be able to move the ball more than they typically do against a 49ers' defense that has given up at least 27 points in two of the last three weeks.
- ⭐️ Score Prediction: Philadelphia Eagles Win 27-20
49ers vs Eagles Expert Predictions
Here's a look at the RotoWire Staff's 49ers vs Eagles moneyline predictions:
- Brandon Justice: 49ers
- Tyler Huntington: 49ers
- Blake Weishaar: 49ers
- Max Staley: Eagles
Three of the four RotoWire experts are backing the 49ers. The lone RotoWire staff member to pick the Eagles finished with the worst-regular season record (yours truly). That might be a sign to fade Philadelphia on Sunday.
RotoWire Staff Moneyline Prediction Record
Below, I've detailed the RotoWire staff's moneyline prediction record in the 2025-26 regular season and the NFL Playoffs.
2025-26 Regular Season:
- Brandon Justice: 168-104
- Blake Weishaar: 167-105
- Tyler Huntington: 156-116
- Max Staley: 151-121
2025-26 NFL Playoffs:
- Brandon Justice: 0-0
- Tyler Huntington: 0-0
- Blake Weishaar: 0-0
- Max Staley: 0-0
Where to Bet on NFL Playoffs Odds
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